Here is one guy who is universally liked. I would even walk the tight rope with him.... lol

Wesley's Notes
2:8
By grace ye are saved through faith - Grace, without any respect to
human worthiness, confers the glorious gift. Faith, with an empty hand,
and without any pretence to personal desert, receives the heavenly
blessing.
And this is not of yourselves - This refers to the whole preceding clause,
That ye are saved through faith, is the gift of God.Some more commentaries
Matthew Henry's Concise Commentary
2:1-10
Sin is the death of the soul. A man dead in trespasses and sins has no
desire for spiritual pleasures. When we look upon a corpse, it gives an
awful feeling. A never-dying spirit is now fled, and has left nothing
but the ruins of a man. But if we viewed things aright, we should be far
more affected by the thought of a dead soul, a lost, fallen spirit. A
state of sin is a state of conformity to this world. Wicked men are
slaves to Satan. Satan is the author of that proud, carnal disposition
which there is in ungodly men; he rules in the hearts of men. From
Scripture it is clear, that whether men have been most prone to sensual
or to spiritual wickedness, all men, being naturally children of
disobedience, are also by nature children of wrath. What reason have
sinners, then, to seek earnestly for that grace which will make them, of
children of wrath, children of God and heirs of glory! God's eternal
love or good-will toward his creatures, is the fountain whence all his
mercies flow to us; and that love of God is great love, and that mercy
is rich mercy. And every converted sinner is a saved sinner; delivered
from sin and wrath. The grace that saves is the free, undeserved
goodness and favour of God; and he saves, not by the works of the law,
but through faith in Christ Jesus. Grace in the soul is a new life in
the soul. A regenerated sinner becomes a living soul; he lives a life of
holiness, being born of God: he lives, being delivered from the guilt
of sin, by pardoning and justifying grace. Sinners roll themselves in
the dust; sanctified souls sit in heavenly places, are raised above this
world, by Christ's grace. The goodness of God in converting and saving
sinners heretofore, encourages others in after-time, to hope in his
grace and mercy.
Our faith, our conversion, and our eternal salvation, are not of works, lest any man should boast. These
things are not brought to pass by any thing done by us, therefore all
boasting is shut out. All is the free gift of God, and the effect of
being quickened by his power. It was his purpose, to which he prepared
us, by blessing us with the knowledge of his will, and his Holy Spirit
producing such a change in us, that we should glorify God by our good
conversation, and perseverance in holiness. None can from Scripture
abuse this doctrine, or accuse it of any tendency to evil. All who do
so, are without excuse.
Here is the technical interpretation
Geneva Study Bible
For by {h} grace are ye saved through faith; and that not of yourselves: it is the gift of God:
(h)
So then, grace, that is to say, the gift of God, and faith, stand with
one another, to which two it is contrary to be saved by ourselves, or by
our works. Therefore, what do those mean who would join together things
of such contrary natures?
Vincent's Word Studies
For by grace, etc.
This may truly be called exceeding riches of grace, for ye are saved by grace.
Grace has the article, the grace of God, in Ephesians 2:5, Ephesians 2:7.
And that
Not faith, but the salvation.
Of God
Emphatic. Of God is it the gift. Its
almost saying that grace and salvation are one and the same. As i have
been saying that salvation is in God alone and how does one obtain
salvation other than God bringing that man into it not that man reaching
up to get it. That little greek article just ruined your whole
day..lol
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